Learn More About Your Team

Michael began his career first as a Public Accountant in 1981, later joining the New York City Police Department while simultaneously starting his own accounting firm. In 1990 Michael transferred to the City of Rochester Police Department while growing his accounting firm. Michael’s passion for guiding others to healthy financial futures led him to retire from the RPD in 2004 as a detective to devote his full attention to being a Financial Advisor. 

Michael received his BBA in Accounting from Adelphi University in 1981. Today, Michael is an Accredited Investment Fiduciary (AIF®) with his FINRA Series 6, 63, 7, 24, 31, and 65 registrations as well as Life, Accident and Health Insurance licenses. He also holds a NYS Partnership license for long-term care insurance. 

When he is not in the office, Michael enjoys fishing, traveling, being outdoors and spending time with his family and friends. Michael has three daughters and two stepdaughters with his wife, Fran, as well as several grandchildren.

Interested In Working With Michael?

For Mariah, financial planning has always been a family affair. Since watching her dad, Michael, develop this side of his business and seeing his passion for helping others, Mariah has always known her future was in becoming an advocate for others.

Working as registered representative alongside her father today, Mariah gets to fulfill that dream while sharing in clients’ joy of reaching retirement, buying a home or preparing a legacy. She knows that having the opportunity to share in the happiness of their clients is a humbling and rewarding experience.

Mariah graduated from Jacksonville University in 2017 with a BBA in Accounting and Finance. During her time there, she played on their Division I Women’s Lacrosse team, where they won three ASUN conference championships and had three NCAA appearances.

Mariah currently has her FINRA Series 66, 7, and 24 registrations as well as her Life, Accident and Health Insurance licenses. She is actively pursuing her CFP® certification.

In her free time, Mariah enjoys an active lifestyle with her husband, Austin, including exercising, cooking, traveling, and spending time with her friends and family.

Kaitlyn is one of Cudlipp Financial Services, Inc.’s assistants. In this role, Kaitlyn works closely with our advisors, Michael and Mariah, to ensure the needs of our clients are met and fulfilled to the highest standard. She aids in the preparation of files for clients, document management, and other duties that contribute to an efficient, organized office. She is also a Notary Public.

Kaitlyn has a true passion for helping others. She has worked in financial services for many years. Her knowledge of the industry benefits clients as they work towards their pre and post retirement goals.

In her free time, Kaitlyn enjoys many outdoor activities including gardening, hiking, fishing, and walking her dogs, Luna and Gunner. In the colder months, you may find her crafting, playing video games, reading, and cooking. Kaitlyn is a Rochester native currently residing in Honeoye Falls with her husband, Austin.

Terianne comes to the firm with a wealth of knowledge and a diverse background. In addition to her role as a financial planning assistant, Terianne spearheads our marketing, manages the onboarding of new clients, and aids in daily operations. 

Formerly, Terianne was a high school special education teacher, CrossFit coach, and financial advisor. Her passion for teaching personal finances and economics led her to the financial service industry where she thrives on helping clients.

Terianne holds a master’s degree in education alongside her FINRA SIE, Series 6, 7, and 63. Additionally, she has her Life, Accident, and Health licenses as well as her CrossFit Level 2 certification.

Outside of work, Terianne enjoys spending time with her boys, Owen and Max. Her hobbies include CrossFit and gardening.

We are dedicated to providing clients with thoughtful, personalized financial strategies that help them achieve their long-term goals.  Tyler plays a key role in supporting Michael and Mariah and ensuring that each client receives the high level of care and attention they deserve.

 Tyler is passionate about helping clients feel confident in their financial decisions and is dedicated to supporting both our team and clients with accuracy, efficiency, and excellent customer service.

 Tyler’s background is a blend of academic and practical experience. His bachelor’s degree in business administration from SUNY Fredonia provides a solid foundation in finance and business.  It is complemented by his managerial experience in the golf industry. This mix has equipped him with the valuable skills that directly apply to his position as Financial Assistant.  He is also a Notary Public.

 Outside of work, Tyler enjoys activities such as golfing with his father, playing guitar, fishing, and spending time with his wife Ryley and family.

At Cudlipp Financial Services, Inc., our team is committed to providing exceptional service and tailored financial guidance. Laura plays a vital role in making sure every client feels welcomed and supported. As our Marketing Specialist, Laura is often first person you’ll connect with when you visit or call our office.

 With a warm, friendly demeanor and a strong focus on client satisfaction, Laura does her best to ensure that every interaction is seamless, whether it's scheduling a meeting, answering inquiries, or managing client communications. She also contributes to our marketing efforts, helping us connect with the community and grow our firm by promoting our services and crafting engaging content that resonates with our clients' financial needs.

 In her former roles, Laura was an elementary school teacher, a primary caregiver for her children, a certified personal trainer and fitness studio owner. She graduated from St. John Fisher College with a dual major in Elementary Education and Psychology.

In her spare time, Laura enjoys watching her three children play sports, being outdoors and just about any type of physical fitness.