Learn More About Your Team

Michael began his career first as a Public Accountant in 1981, later joining the New York City Police Department while simultaneously starting his own accounting firm. In 1990 Michael transferred to the City of Rochester Police Department while growing his accounting firm. Michael’s passion for guiding others to healthy financial futures led him to retire from the RPD in 2004 as a detective to devote his full attention to being a Financial Advisor. 

Michael received his BBA in Accounting from Adelphi University in 1981. Today, Michael is an Accredited Investment Fiduciary (AIF®) with his FINRA Series 6, 63, 7, 24, 31, and 65 registrations as well as Life, Accident and Health Insurance licenses. He also holds a NYS Partnership license for long-term care insurance. 

When he is not in the office, Michael enjoys fishing, traveling, being outdoors and spending time with his family and friends. Michael has three daughters and two stepdaughters with his wife, Fran, as well as several grandchildren.

For Mariah, financial planning has always been a family affair. Since watching her dad, Michael, develop this side of his business and seeing his passion for helping others, Mariah has always known her future was in becoming an advocate for others.

Working as financial advisor alongside her father today, Mariah gets to fulfill that dream while sharing in clients’ joy of reaching retirement, buying a home or preparing a legacy. She knows that having the opportunity to share in the happiness of their clients is a humbling and rewarding experience.

Mariah graduated from Jacksonville University in 2017 with a BBA in Accounting and Finance. During her time there, she played on their Division I Women’s Lacrosse team, where they won three ASUN conference championships and had three NCAA appearances.

Mariah currently has her FINRA Series 66, 7, and 24 registrations as well as her Life, Accident and Health Insurance licenses. Mariah holds the Behavioral Financial Advisor™ (BFA™) designation, which equips her with the expertise to blend traditional financial planning with behavioral science, helping clients align their financial decisions with their goals and values. She is actively pursuing her CFP® certification.

In her free time, Mariah enjoys an active lifestyle with her husband, Austin, including exercising, cooking, traveling, and spending time with her friends and family.

Terianne comes to the firm with a wealth of knowledge and a diverse background. In addition to her role as a financial planning assistant, Terianne spearheads our marketing, manages the onboarding of new clients, and aids in daily operations. 

Formerly, Terianne was a high school special education teacher, CrossFit coach, and financial advisor. Her passion for teaching personal finances and economics led her to the financial service industry where she thrives on helping clients.

Terianne holds a master’s degree in education alongside her FINRA SIE, Series 6, 7, 63, and 66. Additionally, she has her Life, Accident, and Health licenses as well as her CrossFit Level 2 certification.

Outside of work, Terianne enjoys spending time with her boys, Owen and Max. Her hobbies include CrossFit and gardening.

We are dedicated to providing clients with thoughtful, personalized financial strategies that help them achieve their long-term goals.  Tyler plays a key role in supporting Michael and Mariah and ensuring that each client receives the high level of care and attention they deserve.

 Tyler is passionate about helping clients feel confident in their financial decisions and is dedicated to supporting both our team and clients with accuracy, efficiency, and excellent customer service.

 Tyler’s background is a blend of academic and practical experience. His bachelor’s degree in business administration from SUNY Fredonia provides a solid foundation in finance and business.  It is complemented by his managerial experience in the golf industry. This mix has equipped him with the valuable skills that directly apply to his position as Financial Assistant.  He is also a Notary Public.

 Outside of work, Tyler enjoys activities such as golfing with his father, playing guitar, fishing, and spending time with his wife Ryley and family.

As a Financial Assistant, Ellie brings a strong background in management and a thoughtful, organized approach to her role at Cudlipp Financial Services. She works closely with Michael and Mariah, helping to coordinate the many details that go into providing clients with attentive and dependable service.

Ellie’s organizational skills, attention to detail, and willingness to help wherever needed make her a valued member of the team. She is also a Notary Public and enjoys continuing to broaden her knowledge of the financial services industry.

Outside of the office, Ellie enjoys spending time with her husband, Brian, and her two sons, Jonah and Liam. Much of her time is spent cheering on her boys at their various sports and activities. She also enjoys hiking, bird watching, and making memories with family.

Alex joined Cudlipp Financial Services after graduating from Penn State Behrend with degrees in Finance and Accounting. While at Penn State, he also completed the education requirements for the CFP® certification as well as obtained the Behavioral Finance Certificate.

As a Financial Assistant, Alex supports the advisory team with various aspects of the financial planning process. He enjoys seeing how the different pieces of a client’s financial picture come together and values being part of a team focused on helping individuals and families work toward their goals.

Alex holds his New York Life, Accident, and Health Insurance license and continues to build his knowledge and experience within the financial planning profession.

Outside of the office, Alex enjoys staying active through strength training and Ultimate Frisbee. He also enjoys hiking, running, biking, traveling, and spending time with family, friends, and his Shih Tzu Maltese, Gus.

Prior to joining the Cudlipp Financial Team, Autumn earned degrees in both Tourism Management and Marketing.  She spent several years in the wedding industry coordinating and planning events.  Through these experiences, she developed a strong foundation in customer service, organization, communication, and attention to detail. 

As Marketing and Office Coordinator, Autumn brings a thoughtful and organized approach to supporting both the team and clients.  Her background in event coordination allows her to manage logistics efficiently while creating a welcoming and positive experience for those she works with.  She is passionate about helping operations run smoothly and ensuring clients feel supported every step of the way. 

Outside of the office, Autumn enjoys spending quality time with her husband and daughter.