Learn More About Your Team

Michael began his career first as a Public Accountant in 1981, later joining the New York City Police Department while simultaneously starting his own accounting firm. In 1990 Michael transferred to the City of Rochester Police Department while growing his accounting firm. Michael’s passion for guiding others to healthy financial futures led him to retire from the RPD in 2004 as a detective to devote his full attention to being a Financial Advisor. 

Michael received his BBA in Accounting from Adelphi University in 1981. Today, Michael is an Accredited Investment Fiduciary (AIF®) with his FINRA Series 6, 63, 7, 24, 31, and 65 registrations as well as Life, Accident and Health Insurance licenses. He also holds a NYS Partnership license for long-term care insurance. 

When he is not in the office, Michael enjoys fishing, traveling, being outdoors and spending time with his family and friends. Michael has three daughters and two stepdaughters with his wife, Fran, as well as several grandchildren.

For Mariah, financial planning has always been a family affair. Since watching her dad, Michael, develop this side of his business and seeing his passion for helping others, Mariah has always known her future was in becoming an advocate for others.

Working as registered representative alongside her father today, Mariah gets to fulfill that dream while sharing in clients’ joy of reaching retirement, buying a home or preparing a legacy. She knows that having the opportunity to share in the happiness of their clients is a humbling and rewarding experience.

Mariah graduated from Jacksonville University in 2017 with a BBA in Accounting and Finance. During her time there, she played on their Division I Women’s Lacrosse team, where they won three ASUN conference championships and had three NCAA appearances.

Mariah currently has her FINRA Series 66, 7, and 24 registrations as well as her Life, Accident and Health Insurance licenses. She is actively pursuing her CFP® certification.

In her free time, Mariah enjoys an active lifestyle with her husband, Austin, including exercising, cooking, traveling, and spending time with her friends and family.

Terianne comes to the firm with a wealth of knowledge and a diverse background. In addition to her role as a financial planning assistant, Terianne spearheads our marketing, manages the onboarding of new clients, and aids in daily operations. 

Formerly, Terianne was a high school special education teacher, CrossFit coach, and financial advisor. Her passion for teaching personal finances and economics led her to the financial service industry where she thrives on helping clients.

Terianne holds a master’s degree in education alongside her FINRA SIE, Series 6, 7, 63, and 66. Additionally, she has her Life, Accident, and Health licenses as well as her CrossFit Level 2 certification.

Outside of work, Terianne enjoys spending time with her boys, Owen and Max. Her hobbies include CrossFit and gardening.

We are dedicated to providing clients with thoughtful, personalized financial strategies that help them achieve their long-term goals.  Tyler plays a key role in supporting Michael and Mariah and ensuring that each client receives the high level of care and attention they deserve.

 Tyler is passionate about helping clients feel confident in their financial decisions and is dedicated to supporting both our team and clients with accuracy, efficiency, and excellent customer service.

 Tyler’s background is a blend of academic and practical experience. His bachelor’s degree in business administration from SUNY Fredonia provides a solid foundation in finance and business.  It is complemented by his managerial experience in the golf industry. This mix has equipped him with the valuable skills that directly apply to his position as Financial Assistant.  He is also a Notary Public.

 Outside of work, Tyler enjoys activities such as golfing with his father, playing guitar, fishing, and spending time with his wife Ryley and family.

As a Financial Assistant, Laura plays a vital role in supporting both our clients and advisory team by processing client requests and assisting with financial paperwork.

With a focus on accuracy, responsiveness, and care, Laura helps ensure that clients’ needs are met efficiently and that Michael and Mariah have the support necessary to provide seamless service. Her strong attention to detail and dedication to client satisfaction make her an essential part of our team.

Before joining the financial services industry, Laura worked as an elementary school teacher, was a primary caregiver for her children, and was certified as a personal trainer. She holds a dual degree in Elementary Education and Psychology from St. John Fisher College, bringing both interpersonal and organizational strengths to her current role.

Outside of work, Laura enjoys spending time outdoors, cheering on her three children in their various sports and staying active through all types of physical fitness.

With a passion for exceptional client service and prior experience in wealth management, Paige brings a well-rounded and personal approach to her role as a Registered Financial Assistant. She supports Michael and Mariah in the daily operations of the office, as well as processing all new client onboarding.

Paige earned her Bachelor of Arts degree from SUNY Plattsburgh and her Master of Business Administration degree from Clarkson University. She also holds both Series 7 and 66 licenses and is committed to supporting our clients with integrity and care.

Prior to joining Cudlipp Financial Services, Paige built a diverse professional background that includes roles as a Registered Client Service Associate, an Assistant Dean of Undergraduate Admissions, and a Financial Aid Counselor. Her broad experience in both the financial and academic sectors helps her connect with clients and navigate complex financial processes with empathy and precision.

Outside of the office, Paige enjoys spending time with her partner, Brandon, and their two dogs. Her hobbies include boxing, attending concerts, and traveling.

At Cudlipp Financial Services, Inc., we pride ourselves on offering personalized financial guidance with exceptional service. Ellie is a key part of making that happen.

Ellie brings a warm, approachable energy to every interaction, ensuring our clients feel valued, supported, and at ease. Whether she’s scheduling appointments, answering questions, or managing client communications, Ellie’s top priority is to provide a smooth, stress-free experience for every individual we serve.

With years of hands-on management experience, Ellie excels in strategic thinking, relationship-building, and maintaining strong organizational skills and attention to detail.

Outside of work, Ellie cherishes time with her two sons, Jonah and Liam. She also enjoys hiking, bird watching, and making memories with her husband, Brian.