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Learn More About Your Team

Michael Cudlipp, AIF® Photo

Michael Cudlipp, AIF®


Michael began his career first as a Public Accountant in 1981, later joining the New York City Police Department while simultaneously starting his own accounting firm. In 1990 Michael transferred to the City of Rochester Police Department while growing his accounting firm. Michael’s passion for guiding others to healthy financial futures led him to retire from the RPD in 2004 as a detective to devote his full attention to being a Financial Advisor. 

Michael received his BBA in Accounting from Adelphi University in 1981. Today, Michael is an Accredited Investment Fiduciary (AIF®) with his FINRA Series 6, 63, 7, 24, 31, and 65 registrations as well as Life, Accident and Health Insurance licenses. He also holds a NYS Partnership license for long-term care insurance. 

When he is not in the office, Michael enjoys fishing, traveling, being outdoors and spending time with his family and friends. Michael has three daughters and two stepdaughters with his wife, Fran, as well as several grandchildren.

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Mariah Cudlipp-Gant Photo

Mariah Cudlipp-Gant

Registered Representative

For Mariah, financial planning has always been a family affair. Since watching her dad, Michael, develop this side of his business and seeing his passion for helping others, Mariah has always known her future was in becoming an advocate for others.

Working as registered representative alongside her father today, Mariah gets to fulfill that dream while sharing in clients’ joy of reaching retirement, buying a home or preparing a legacy. She knows that having the opportunity to share in the happiness of their clients is a humbling and rewarding experience.

Mariah graduated from Jacksonville University in 2017 with a BBA in Accounting and Finance. During her time there, she played on their Division I Women’s Lacrosse team, where they won three ASUN conference championships and had three NCAA appearances.

Mariah currently has her FINRA Series 66, 7, and 24 registrations as well as her Life, Accident and Health Insurance licenses. She is actively pursuing her CFP® certification.

In her free time, Mariah enjoys an active lifestyle with her husband, Austin, including exercising, cooking, traveling, and spending time with her friends and family.

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Kaitlyn Trumbull Photo

Kaitlyn Trumbull

Financial Assistant

Kaitlyn is one of Cudlipp Financial Services, Inc.’s assistants. In this role, Kaitlyn works closely with our advisors, Michael and Mariah, to ensure the needs of our clients are met and fulfilled to the highest standard. She aids in the preparation of files for clients, document management, and other duties that contribute to an efficient, organized office. She is also a Notary Public.

Kaitlyn has a true passion for helping others. She has worked in financial services for many years. Her knowledge of the industry benefits clients as they work towards their pre and post retirement goals.

In her free time, Kaitlyn enjoys many outdoor activities including gardening, hiking, fishing, and walking her dogs, Luna and Gunner. In the colder months, you may find her crafting, playing video games, reading, and cooking. Kaitlyn is a Rochester native currently residing in Honeoye Falls with her husband, Austin.

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Terianne Payton Photo

Terianne Payton

Registered Financial Assistant

Terianne comes to the firm with a wealth of knowledge and a diverse background. In addition to her role as a financial planning assistant, Terianne spearheads our marketing, manages the onboarding of new clients, and aids in daily operations. 

Formerly, Terianne was a high school special education teacher, CrossFit coach, and financial advisor. Her passion for teaching personal finances and economics led her to the financial service industry where she thrives on helping clients.

Terianne holds a master’s degree in education alongside her FINRA SIE, Series 6, 7, and 63. Additionally, she has her Life, Accident, and Health licenses as well as her CrossFit Level 2 certification.

Outside of work, Terianne enjoys spending time with her boys, Owen and Max. Her hobbies include CrossFit and gardening.

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Sarah Bass Photo

Sarah Bass

Financial Assistant

Sarah is the first smiling face you see as she welcomes you to our office. In her role as a financial assistant, Sarah handles client requests in addition to preparing meeting documents, tracking asset movements, and maintaining client accounts. Sarah’s financial background and experience assist her in performing her duties. She goes above and beyond to make sure that client expectations are not only met but exceeded. She is also a Notary Public.

Originally from Spring, Texas, Sarah found her way to New York after moving from Phoenix, Arizona and has fallen in love with living in the Finger Lakes area with so many beautiful hiking trails. When she is not hard at work in the office, she enjoys book clubs with her friends, watching the Amerks play hockey, and cheering for her two daughters, Brenna and Lorelei, during their Roller Derby games. 

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